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45 Legit Money Making Apps For Phones in 2025

Posted on June 28, 2025June 19, 2025 By Bella No Comments on 45 Legit Money Making Apps For Phones in 2025
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There are tons of apps out there that can help you make extra cash by doing things you already love—whether it’s taking surveys, watching videos, or even playing games. Imagine getting paid just to relax!

Most of these apps offer flexible payment options, like PayPal or gift cards for your favorite stores. But with so many options, it can be hard to know which ones are actually legit and worth your time.

That’s where I come in—I’ve done the research and narrowed down the best money-making apps based on user ratings, earning potential, and how easy they are to use. Whether you’re into surveys, fitness, or just browsing the web, I’ve got you covered.

Top Survey Apps to Make Money

Here are some of the best survey apps where you can earn real money or gift cards.

1. Survey Junkie

  • Minimum Payout: $5
  • Ratings: 4.5 (Apple App Store), 4.4 (Google Play Store)
  • Ways to Earn: Online surveys, share browsing data
  • Sign-Up Bonus: 25 points just for signing up

Survey Junkie is one of the top survey apps where you earn points for completing tasks. On average, you can earn $1 – $3 per survey, with some surveys paying as much as $150! You can redeem your earnings for PayPal cash or gift cards (Amazon, Target, Starbucks, etc.). Plus, they even give you points for disqualification if you don’t qualify for a survey.

Payment Options:

  • PayPal (available in all countries)
  • e-Gift cards (US only)
  • Bank transfers (US only)

2. InboxDollars

  • Minimum Payout: $15
  • Ratings: 4.5 (Apple App Store), 4 (Google Play Store)
  • Ways to Earn: Paid surveys, cashback shopping, playing games, watching videos
  • Sign-Up Bonus: $5 instantly

InboxDollars is another legit rewards site where you can earn money for surveys and other activities. You can expect to make around $0.25 to $5 per survey, and they also offer cashback for shopping and rewards for playing games or watching videos.

Payment Options:

  • PayPal
  • Gift cards
  • Visa cards

3. Swagbucks

  • Minimum Payout: $10
  • Ratings: 4.4 (Apple App Store), 4.3 (Google Play Store)
  • Ways to Earn: Online surveys, watching videos, shopping, cashback, and more
  • Sign-Up Bonus: $10 for new users

Swagbucks lets you earn points (SB) for completing online surveys, watching videos, and shopping. You can redeem SB for PayPal money, gift cards (Amazon, Walmart, Starbucks), or Visa cards. Swagbucks also gives you bonuses for completing profile surveys, and you can earn extra money by referring friends.

Payment Options:

  • PayPal
  • Gift cards
  • Visa cards

4. Toluna Influencers

  • Minimum Payout: $10
  • Ratings: 4.5 (Apple App Store), 4.4 (Google Play Store)
  • Ways to Earn: Online surveys, polls
  • Sign-Up Bonus: 500 points instantly

Toluna Influencers lets you earn points for completing surveys and polls. You can earn $0.10 to $2 per survey, and the points can be redeemed for PayPal money or gift cards. Plus, you’ll get bonus points for referring friends and completing your profile.

Payment Options:

  • PayPal
  • Gift cards

5. MyPoints

  • Minimum Payout: $15
  • Ratings: 4.2 (Apple App Store), 3.6 (Google Play Store)
  • Ways to Earn: Paid surveys, cashback shopping, reading emails, and more
  • Sign-Up Bonus: $5 instantly

MyPoints offers multiple ways to earn money: surveys, cashback shopping, and even reading emails. You can get $0.25 to $4 per survey, and they also give you bonus points for completing profile questions.

Payment Options:

  • PayPal
  • Gift cards
  • Travel miles

6. PrizeRebel

  • Minimum Payout: $12
  • Ratings: 4.6 (Apple App Store), 3.8 (Google Play Store)
  • Ways to Earn: Paid surveys, offers, watching videos
  • Sign-Up Bonus: 10 points

PrizeRebel lets you earn points for completing surveys and other tasks. You can redeem your points for PayPal cash or gift cards, and they offer gift cards starting as low as $1. Plus, there’s no minimum payout for gift card redemptions.

Payment Options:

  • PayPal
  • Gift cards

Cashback Apps to Make Money

If you love shopping (who doesn’t?), these cashback apps will let you earn while you shop.

1. Ibotta

  • Cashback Rate: Up to 30%
  • Sign-Up Bonus: $10 for new users
  • Minimum Cashout via PayPal: $20

Ibotta pays you cashback for shopping both online and in-store. You can earn up to 30% back, and they give you a $10 bonus after your first purchase of $30. It’s a great way to save money on groceries, clothing, and even gas.

Payment Options:

  • PayPal
  • Gift cards
  • Bank transfer

2. BeFrugal

  • Cashback Rate: Up to 40%
  • Sign-Up Bonus: $10 for new users
  • Minimum Cashout via PayPal: $20

BeFrugal offers high cashback rates and quick payouts. Once you earn $10, you’ll receive a bonus, and it’s easy to start making money by shopping at top retailers. BeFrugal also guarantees cashback on any coupon you use.

Payment Options:

  • PayPal
  • Check
  • Bank transfer

3. Fetch Rewards

  • Cashback Rate: 1% on your total spend
  • Sign-Up Bonus: 2,000 points for referring friends
  • Minimum Cashout via PayPal: $5

Fetch Rewards lets you earn points just by submitting receipts from any store. You can even link your Amazon account for eReceipts. Redeem your points for gift cards or donate them to charity.

Payment Options:

  • PayPal
  • Gift cards

4. Receipt Hog

  • Cashback Rate: Up to $400 per year
  • Minimum Cashout via PayPal: $5

Receipt Hog rewards you for submitting receipts from your shopping trips. You can redeem your points for PayPal cash or gift cards.

Payment Options:

  • PayPal
  • Gift cards

5. Rakuten

  • Cashback Rate: Varies by retailer
  • Sign-Up Bonus: $10 for new users
  • Minimum Cashout: $5.01

Rakuten offers cashback on online and in-store shopping. Earn money every time you shop through their app, and they’ll send you a check or PayPal payment every three months.

Payment Options:

  • PayPal
  • Check
  • Gift cards

Best Gaming Apps to Make Money Fast

If you enjoy playing games on your phone, these apps let you earn real money as you play.

1. Mistplay

  • Platform: Android
  • Sign-Up Bonus: Free money for playing games
  • Minimum Cashout via PayPal: $5

Mistplay rewards you with points for playing mobile games. You can redeem these points for gift cards or PayPal money. Plus, Mistplay offers weekly contests for extra prizes.

Payment Options:

  • PayPal
  • Gift cards

Final Thoughts

There are plenty of apps to help you make extra money in your spare time, whether it’s taking surveys, shopping, or even gaming. The best part? You can choose apps based on your interests and get paid through PayPal or gift cards for places you actually shop. So go ahead, download a few of these apps, and start earning today!

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