How to Load Your Cash App Card

Cash App is a popular mobile payment service that makes sending and receiving money easy, right from your phone. But did you know that when you sign up for Cash App, you can also get a Cash App Card, which works like a debit card? This means you can make purchases anywhere that accepts Visa, pay bills, and even withdraw cash — all without needing a traditional bank account.

In this article, I’ll walk you through how to load your Cash App Card, so you can start enjoying all the benefits right away.

How to Get a Cash App Card

Before you can load money onto your Cash App Card, you first need to get one. Here’s how you can order your card:

1. Sign up for Cash App
   If you don’t already have a Cash App account, you need to sign up for one. It’s quick and easy. All you need is a phone number or email address. Download the app from the App Store or Google Play, and follow the steps to create your account. You’ll also need to verify your identity with some basic personal details, including your name, date of birth, and the last four digits of your Social Security number. Plus, when you sign up using a referral code, you can get a $5 to $10 bonus. (Check out how to claim your bonus!)
2. Request your Cash App Card
   Once you have your Cash App account set up, you can order your Cash App Card:
   • Tap the card icon at the bottom of the home screen
   • Tap “Get Free Cash Card”
   • Pick a color and design for your card (you can even add a signature or emoji to make it unique)
   • Enter your mailing address where you want the card sent
   • Confirm your name as it will appear on the card
   • Agree to the terms and conditions
   Your Cash App Card will arrive in the mail in about 7-10 business days.

How to Activate Your Cash App Card

When your Cash App Card arrives, you’ll need to activate it before you can use it. There are two ways to activate your card: through the app or by scanning a QR code.

1. Activate using the Cash App
   • Tap the card icon on the home screen
   • Tap “Activate Cash Card”
   • Tap “Use CVV Instead” and enter the CVV (the three-digit code on the back of your card) along with the card’s expiration date
   • Tap “Confirm”
2. Activate using the QR code
   • Tap the card icon at the bottom of the screen
   • Tap “Activate Cash Card”
   • Allow the Cash App to access your camera
   • Hold your phone over the QR code that came with your card until it scans

Once that’s done, your card is activated and ready to go!

How to Load Your Cash App Card

Now that your Cash App Card is activated, you need to load it with money. Here are the different ways you can do this:

1. Link a Bank Account
   • Tap the banking icon on the home screen
   • Tap “Add Bank”
   • Choose your bank from the list or search for it by name
   • Enter your banking credentials to link your account
   • Once linked, you can add money by tapping “Add Money” on the banking screen and choosing how much you want to load
2. Add Money Using a Debit Card
   • Tap the banking icon on the home screen
   • Tap “Add Debit Card”
   • Enter your debit card details (number, expiration date, CVV, and ZIP code)
   • Once your debit card is linked, you can add money whenever you like.
3. Receive Money from Other Cash App Users
   You can receive money from anyone who uses Cash App by sharing your $Cashtag (your unique username) or scanning their QR code. Here’s how:
   • Tap the profile icon at the top right corner
   • Tap “Share $Cashtag” to send it via text, email, or social media
   • When someone sends you money, it will appear in your Cash App balance.
4. Direct Deposit
   You can have all or part of your paycheck directly deposited into your Cash App balance, which is super convenient. To set this up:
   • Tap the banking icon at the bottom of the screen
   • Tap “Direct Deposit”
   • Tap “Get Account Number”
   • Copy your routing and account number, then provide them to your employer or payroll provider
   Direct deposit has its perks, like getting paid up to two days earlier than usual, and no fees for deposits.
5. Load Cash at Retail Locations
   You can also load your Cash App Card with cash at supported retailers, such as Walmart, CVS, Walgreens, Dollar General, and more. The process is simple:
   • Go to a participating store and tell the cashier you want to load cash onto your Cash App Card
   • Provide your phone number or show them your QR code
   • Pay with cash, and your balance will be updated instantly (Note: some retailers may charge a small fee, usually between $3-$4).

How to Use Your Cash App Card

Once you’ve loaded money onto your Cash App Card, you can start using it in various ways:

• Make Purchases: Use your Cash App Card anywhere Visa is accepted — both in stores and online. Just swipe, tap, or enter your card details for online purchases.
• Withdraw Cash: You can withdraw up to $250 per transaction, $1,000 per day, and $1,250 per week at ATMs that accept Visa. If you use an out-of-network ATM, there may be a fee (usually around $2, though it can vary).
• Send Money to Others: You can instantly send money to other Cash App users for free. Simply tap the dollar sign icon, enter the amount, and select the recipient.

Tips to Get the Most Out of Your Cash App Card

Here are some quick tips to help you make the most out of your Cash App Card:

• Monitor Your Balance: Make sure you always have enough funds in your account. You can check your balance anytime by tapping the banking icon on the home screen.
• Security Features: Protect your card and account from unauthorized access by setting up PIN, Touch ID, or Face ID. If your card is lost or stolen, you can lock it through the app.
• Track Your Transactions: Keep an eye on your spending by regularly checking your transaction history. You can also download monthly statements if needed.

Common Issues and How to Resolve Them

If you run into any problems with your Cash App Card, here’s how to fix them:

• Card Not Working: Double-check your balance, make sure your card is activated, and ensure your PIN or CVV is correct. If everything looks fine but it’s still not working, contact Cash App support.
• Lost or Stolen Card: If your card is lost or stolen, immediately lock it in the app and report it as lost to prevent any unauthorized use. You can then order a replacement card.
• Missing Funds: If money is missing from your account or there are any incorrect transactions, reach out to Cash App support right away. They’ll help you resolve the issue.

With your Cash App Card all set up, you’re ready to start spending, saving, and making the most of your money. Whether you’re using it for shopping, bills, or withdrawing cash, it’s a powerful tool for managing your finances.

Frequently Asked Questions (FAQ)

1. What is a Cash App Card?

• The Cash App Card is a physical Visa debit card linked to your Cash App account. You can use it to make purchases, pay bills, or withdraw cash at ATMs, just like a regular debit card.

2. How do I set up my Cash App Card?

• To set up your Cash App Card, open the Cash App, go to the “Card” section, and follow the instructions to order your card. Once it arrives, activate it by entering the unique activation code in the app.

3. Can I use my Cash App Card anywhere?

• Yes, the Cash App Card can be used anywhere Visa is accepted, both online and in physical stores. You can also use it to withdraw cash from ATMs (note that ATM fees may apply).

4. How do I add funds to my Cash App Card?

• Funds are automatically added to your Cash App Card from your Cash App balance. You can add more funds by receiving direct deposits, transferring money from a linked bank account, or adding funds using a linked debit card.

5. Are there any fees associated with using the Cash App Card?

• While using the Cash App Card for purchases is generally free, there may be fees for certain activities. For example, withdrawing cash from ATMs, using a credit card for payments, or sending money instantly may come with additional fees. Check the app for details.

6. How can I withdraw cash with my Cash App Card?

• You can withdraw cash from ATMs using your Cash App Card. Just go to an ATM, insert the card, and enter your PIN. Be aware that ATM owners may charge a fee for withdrawals, and Cash App may charge an additional fee.

7. What should I do if my Cash App Card is lost or stolen?

• If your Cash App Card is lost or stolen, you can lock the card directly from the Cash App to prevent unauthorized transactions. You can also report the issue to Cash App support and request a replacement card.

8. Can I use the Cash App Card for online purchases?

• Yes, the Cash App Card can be used for online purchases wherever Visa is accepted. Just enter the card number, expiration date, and security code as you would with any debit or credit card.

Conclusion

With your Cash App Card set up, you now have a versatile tool for managing your finances, whether you’re shopping, paying bills, or withdrawing cash. It’s a convenient and secure way to access your funds instantly. Just keep track of any fees for specific transactions and use the card responsibly. Enjoy the convenience of having a card that works seamlessly with your Cash App account to help you spend and save smarter.